That valuable and worthy citizen who seeks to own his own home is a constant borrower on mortgage. He puts his savings, it may be the first fruits of his thrift, towards the purchase price and borrows the rest. It may be that his contribution is only a small part of the price and there are often both first and second mortgages on his house, but he puts himself into it, he and his family get in back of it, and the mortgages on such property, be they first or second in lien, are usually good security for the money borrowed.